Is life insurance worth it?
在决定是否值得购买人寿pp王者电子官网时, 首先看看什么对你来说是重要的,以及你想如何保护它.
Do I need life insurance?
很多人都在想,我应该买人寿pp王者电子官网吗? What are the benefits? Yolie Aleman-Rodriguez, State Farm® 亚利桑那州托尔森市的代理商每天都在帮助客户解决这些问题. 她的回答是,这取决于对每个人来说什么是重要的. 她谈到了人们购买人寿pp王者电子官网的不同原因,以及它可能产生的影响.
For your family
The biggest reason people buy life insurance 是为他们幸存的亲人提供经济上的帮助. 阿莱曼-罗德里格斯说:“这是出于对家庭的爱而购买的. “如果你有伴侣或家庭,但没有人寿pp王者电子官网, 如果你出了事,他们可能会失去一切. 人寿pp王者电子官网将帮助确保你的家人在你不在的时候得到照顾,并允许他们继续他们的生活水平."
她说,大多数工薪阶层认为拥有人寿pp王者电子官网作为后备计划尤为重要,但是 stay-at-home parents can benefit from it too. In the event of their passing, 另一方家长可能会增加开支, like childcare, house cleaning, eating out more, etc. 即使你还没有家庭,但你已经计划好了, 你越年轻、越健康,就越能负担得起.
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For your business
企业主也需要人寿pp王者电子官网. "Not only can it protect your own family, 但如果你有一个或多个商业伙伴, you can set up buy-sell agreements funded by life insurance, so that if something happens to one of you, 其他合伙人会接手你的那份生意, 而死者的家属会得到一笔人寿pp王者电子官网赔付."
For giving to charity
阿莱曼-罗德里格斯的一些客户对非营利组织充满热情,还有一些客户出国传教. Some of these customers have purchased guaranteed life insurance 如果他们在海外出了什么事,他们就得坐飞机回来. Others have chosen a charity as the beneficiary of their policy,所以即使他们不在身边,他们也可以继续回馈他们的事业. "It's something that's dear to them, 许多人认为它很重要,值得保护," says Aleman-Rodriguez.
Should I get life insurance?
如果有人在经济上依赖你,或者有一项你非常关心的事业, then the answer is yes, life insurance should be considered. 阿莱曼-罗德里格斯多年来帮助了很多客户,亲眼目睹了它所能带来的令人难以置信的变化.
Learn more about life insurance, the types available 对你来说,以及它是如何帮助你保护对你重要的人和事的. A local agent is here to help.
You can get a life insurance quote now, or give us a few details 州立农场的代理人会联系你.