2023年5月17日
1分钟阅读

我应该贷款买车还是付现金?

This auto calculator could help you find out what might be the best move for you.

Paying for a 车辆 can be a large expense. Our auto loan calculator can help you determine whether it’s overall less expensive to pay for the 车辆 with cash or purchase it using 融资. Typically, the interest rate you receive on a savings account will be less than the loan rate. But that’s not always the case when manufacturers offer incentives. Once you enter the 车辆 purchase price, interest rates for the 汽车贷款 and savings account, along with the number of 贷款期限为数月, the calculator will determine what the loan payments would be. It will also display if you’ll save more overall by paying cash.

如果你有 应急基金 with 3 – 6 个月 of basic living expenses saved, try to refrain from taking money out of that fund for your new car.

买车:现金vs. 融资

所有字段都是必需的. If something doesn't apply, place a 0 in the field.
 

结果

月供:$0
总利息:$0
你的月供是$0 你将支付$0 兴趣在 0 个月.
If you pay cash for your auto when purchased, and then continue to save, you will have $xxxxxx 累积的储蓄.
加载的结果

有用的汽车贷款和购买的定义

Here are some terms that may help you be better prepared for the car buying process.

  • 首付. This is an amount that you pay at the time of the car purchase. A down payment reduces the total amount financed, which can help lower your loan payments.
  • 汽车出口退税. A car rebate is usually offered by the car manufacturer as an incentive to buy a specific new car model. They are usually paid to the customer as a lump sum or may be applied towards the down payment.
  • 易新价值. 这是 价值 of an existing car that you are planning to give to the dealership as credit towards the car you are buying. The trade-in 价值 is determined by many factors including the year, 使, 汽车的型号和状况.
  • 销售税. The amount of tax that you will pay for the car you are buying. The rate is set by your state and will be part of the total purchase price of the car.

After you have decided on the best option for buying a car, consider reaching out to a 国营农场® 代理 要了解更多关于 汽车pp王者电子官网 或任何 pp王者电子官网折扣 你可能有资格.

都不是州立农场® nor its 代理s provide tax or legal advice. This calculator is for illustrative and educational purposes only. Its accuracy and applicability to your circumstances is not guaranteed. Please consult your own adviser regarding your particular circumstances.

The information in this article was obtained from various sources not associated with 国营农场® (including 国营农场 Mutual 汽车mobile pp王者电子官网 Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. 州立农场不负责, 不赞同或赞同, 隐式或显式, the content of any third-party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. 国营农场 使s no guarantees of results from use of this information.

国营农场 Mutual 汽车mobile pp王者电子官网 Company
国家农场赔偿公司
布卢明顿,

国营农场 County Mutual pp王者电子官网 Company of Texas
理查森,TX

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